Health Care
Rates shown are for full time staff members. Cost sharing is pro-rated for part-time employees. Cost sharing per the Collective Agreement.
Group Benefit Premiums
Support Staff
Health and Dental benefits are provided through Alberta Blue Cross. Life Insurance and Long Term Disability benefits are insured by Manulife.
The most recent rates are shown below. Monthly premiums and cost sharing can be found on the document which is updated regularly.
Each year, the university reviews group benefit premiums for each staff group. Premiums are adjusted, as required, to ensure adequate funding to maintain coverage. Many factors affect the ongoing costs of providing our group benefit coverage, including:
- Changes in the demographics of our staff
- Increased utilization of services
- Inflationary increases in health and dental expenses
- Claim reserve requirements by the insurer
September 1, 2025 Adjustments
Based on this year’s review, premium adjustments will take effect September 1, 2025. All adjustments will be reflected on the September 25, 2025 pay date. The rates shown are monthly premiums with half of the monthly deduction taken from each pay.
September 1, 2024
Single
Employee Share University Share
$4.12 $79.12
Total
$83.24
Family
Employee Share University Share
$11.10 $197.12
Total
$208.22
September 1, 2025
Single
Employee Share University Share
$7.00 $82.00
Total
$89.00
Family
Employee Share University Share
$18.30 $204.32
Total
$222.62
Dental
Rates shown are for full time staff members. Cost sharing is pro-rated for part-time employees. Cost sharing per the Collective Agreement.
September 1, 2024
Single
Employee Share University Share
$2.80 $46.84
Total
$49.64
Family
Employee Share University Share
$7.02 $117.04
Total
$124.06
September 1, 2025
Single
Employee Share University Share
$3.06 $47.10
Total
$50.16
Family
Employee Share University Share
$7.64 $117.66
Total
$125.30
Employee Basic Life Insurance
100% paid by the Support staff member. Rate per $1,000 of benefit.
September 1, 2024
$0.1194
September 1, 2025
$0.1254
Long Term Disability
100% paid by the Support staff member. Rate per covered earnings.
September 1, 2024
Regular/Fixed Term - 1.309%
Limited Term - 0.316%
September 1, 2025
Regular/Fixed Term - 1.374%
Limited Term - 0.332%
All Other Benefits
There are no changes to the premiums currently in effect for the following benefits:
- Optional Employee, Spousal, and Dependent Child Life Insurance, 100% paid by staff member
For an overview of your benefits and the monthly premiums, please refer to the Benefits at a Glance document.
Questions regarding your benefits can be addressed to UService at 403.210.9300 or hr@ucalgary.ca.